To be frank, budgeting is something I have never been able to get right so far. Despite my continuous efforts to establish a specific budget for my monthly expenses, I find myself consistently falling short of the vision I have set for myself. Many times, I end up overspending, and this is not solely due to my personal expenses but also because of family-related expenditures. No matter how hard I try, I have never managed to gain control over this aspect.
Currently, my approach to budgeting is flexible, as I tend to utilize the available funds without prior budgeting. I am actively seeking ways to instill a proper budgeting habit so that I can achieve better financial management.
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